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Terms of Use

The use of the HealthBanks program, and the provision of medical information, is governed by the Terms of Use. By using the HealthBanks program you acknowledge that you have read the Terms of Use and the disclaimers contained therein and that you accept and agree to be bound by the terms thereof.

Acceptance Procedure

By accessing materials on the HealthBanks Web Site you agree with these Terms of Use. The HealthBanks program includes, without limitation, all content, information, text, questions, comments, ideas, graphics, images, tools, and software programs contained in the web site and related materials.

HealthBanks reserves the right, at its sole discretion, to change these Terms of Use from time to time, and your access to the HealthBanks Web Site will be deemed to be your acceptance of and agreement to any such changed terms and conditions.

Medical Disclaimer

INFORMATION PROVIDED ON THE HEALTHBANKS WEB SITE AND IN HEALTHBANKS MATERIALS, INCLUDING BUT NOT LIMITED TO THE INFORMATION PROVIDED IN HEALTH NEWS, AS WELL AS THE TEXT, GRAPHICS, IMAGES, AND TOOLS POSTED ON VARIOUS PAGES, IS FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. INFORMATION FROM HEALTHBANKS IS NOT INTENDED TO BE A SUBSTITUTE FOR PROFESSIONAL MEDICAL ADVICE, DIAGNOSIS, OR TREATMENT. NEVER DISREGARD OR DELAY SEEKING PROFESSIONAL MEDICAL ADVICE OR MODIFY YOUR ADVICE TO A PATIENT BECAUSE OF SOMETHING YOU HAVE READ FROM HEALTHBANKS. HEALTHBANKS IS NOT ENGAGED IN THE PRACTICE OF MEDICINE AND DOES NOT RECOMMEND OR ENDORSE ANY SPECIFIC TESTS, PRODUCTS, PROCEDURES, TREATMENTS, MEDICATIONS, OPINIONS, OR OTHER INFORMATION THAT MAY BE MENTIONED, DISCUSSED, OR DESCRIBED ON THE HEALTHBANKS WEB SITE OR IN HEALTHBANKS MATERIALS. YOUR RELIANCE ON THE INFORMATION PROVIDED BY HEALTHBANKS, BY A HEALTHBANKS EMPLOYEE, BY A THIRD PARTY MODERATOR, BY HEALTHBANKS SPONSORS OR BY OTHER USERS OF THE HEALTHBANKS PROGRAM IS SOLELY AT YOUR OWN ELECTION OR CHOICE. PATIENTS SHOULD ALWAYS SEEK THE ADVICE OF A PHYSICIAN OR OTHER QUALIFIED HEALTH CARE PROVIDER WITH ANY QUESTIONS. ANY AND ALL DECISIONS THAT YOU MAKE THAT ARE BASED IN WHOLE OR IN PART UPON INFORMATION PROVIDED BY HEALTHBANKS OR ITS SPONSORS OR OTHERWISE ON THE HEALTHBANKS WEB SITE WILL BE YOUR SOLE AND EXCLUSIVE RESPONSIBILITY.

General Disclaimer

THE INFORMATION PROVIDED ON, FROM OR THROUGH HEALTHBANKS, ITS SPONSORS AND THE HEALTHBANKS WEB SITE IS PROVIDED "AS-IS" AND "AS AVAILABLE," AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED (INCLUDING BUT NOT LIMITED TO THE DISCLAIMER OF ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT). THE HEALTHBANKS WEB SITE AND RELATED INFORMATION AND SERVICES MAY CONTAIN BUGS, ERRORS, PROBLEMS OR OTHER LIMITATIONS. HEALTHBANKS, OUR SPONSORS AND OUR AND THEIR AFFILIATED PARTIES HAVE NO LIABILITY WHATSOEVER FOR YOUR USE OF THE HEALTHBANKS WEB SITE AND ANY SUCH INFORMATION OR SERVICE. IN PARTICULAR, AND WITHOUT LIMITATION, HEALTHBANKS, OUR SPONSORS AND OUR AND THEIR AFFILIATED PARTIES ARE NOT LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS, LITIGATION, OR THE LIKE), WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE DISCLAIMER OF DAMAGES SET FORTH ABOVE IS A FUNDAMENTAL ELEMENT OF THE BASIS OF THE BARGAIN BETWEEN HEALTHBANKS AND YOU. THE HEALTHBANKS WEB SITE AND THE INFORMATION AND SERVICES PROVIDED THEREIN WOULD NOT BE PROVIDED WITHOUT SUCH LIMITATIONS. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM HEALTHBANKS THROUGH THE HEALTHBANKS WEB SITE SHALL CREATE ANY WARRANTY, REPRESENTATION OR GUARANTEE NOT EXPRESSLY STATED IN THESE TERMS OF USE. HEALTHBANKS MAKES NO WARRANTY OR REPRESENTATION THAT AVAILABILITY OR USE OF THE HEALTHBANKS WEB SITE WILL BE UNINTERRUPTED OR ERROR-FREE.

Third-Party Information

Any articles, press clippings or other third-party publications (collectively, "Publications") made available through the HealthBanks Web Site are furnished by HealthBanks for your convenience, but they have NOT been prepared by HealthBanks, and HealthBanks does NOT adopt or endorse the contents thereof, which constitute the work product solely of the Publications' authors. HEALTHBANKS DISCLAIMS ANY REPRESENTATION, EITHER EXPRESS OR IMPLIED, THAT THE INFORMATION IN SUCH PUBLICATIONS IS ACCURATE OR COMPLETE, OR THAT THE STATEMENTS IN SUCH PUBLICATIONS COINCIDE WITH HEALTHBANKS' VIEWS. Further, HealthBanks disclaims any obligation to furnish previously or subsequently published Publications, whether or not by the same authors and whether or not the contents thereof are consistent with the information and views expressed in such Publications.

Links to Sponsors and Other Third Party Sites

Certain links on the HealthBanks Web Site will let you leave the HealthBanks Web Site. These linked sites, for example those of our sponsors, are not under the control of HealthBanks, and HealthBanks is not responsible for the contents of any linked site or any link contained in a linked site. These links are provided for your convenience, and the inclusion of any link does not imply a recommendation or endorsement by HealthBanks of any such linked site or the products therein.

Intellectual Property Rights; Inappropriate Use of Program

The contents of the HealthBanks Program, including, without limitation, all designs, text, graphics, other files, and the selection and arrangement thereof, are copyrighted and proprietary property. HealthBanks and its Sponsors (as appropriate) hereby authorize you to copy (electronically or in hard copy) materials published on the HealthBanks Web Site or in print for non-commercial personal use only, provided that any copy of these documents which you make shall retain all copyright and other proprietary notices and any disclaimer contained on the documents. Except as expressly provided above, you may not otherwise copy, display, download, distribute, modify, reproduce, republish or retransmit any information, text or documents contained in the HealthBanks Web Site or any portion thereof in any electronic medium or in hard copy, or create any derivative work based on such images, text or documents, without the express written consent of HealthBanks.

No information or statement contained in these Terms of Use or the HealthBanks Web Site shall be construed as conferring, directly or by implication, estoppel, or otherwise, any license or right under any patent, copyright, trademark or other intellectual property right of HealthBanks, its affiliates, its Sponsors, or any third party.

All product or service names or slogans referred to herein are trademarks of their respective companies, their licensors or joint venture partners unless otherwise indicated. Such trademarks may not be copied, imitated or used, in whole or in part, without the prior written consent of the respective owners.

By using the HealthBanks program, you agree not to portray HealthBanks or its Sponsors, or its or their products or services in a false, misleading, derogatory or otherwise defamatory manner.

HealthBanks may, at our discretion, limit or restrict the access and use of the HealthBanks Web Site and program of any users who infringe the intellectual property rights or who defame anyone in the manner described above.

Prescribing Information

Product information provided on the HealthBanks Web Site is intended for use by U.S. residents only. The dissemination of this information may be subject to different medical and regulatory requirements in other countries. This information is available to the public for educational purposes only; it should not be used for diagnosing or treating a health problem or disease; and should not be used to promote the "off-label" use of products. It is not intended to substitute for consultation with a licensed healthcare provider. HealthBanks cannot answer unsolicited emails requesting personal medical advice; please consult your healthcare provider.

E-mail-a-Friend

HealthBanks offers its users the ability to e-mail a link on a specific topic area on HealthBanks to a recipient(s) of their choosing. By using this functionality you understand that it is a voluntary feature of the HealthBanks web site and that HealthBanks under no circumstances is responsible for any action taken by the recipient as a result of receiving the e-mail-a-friend link or any action taken by the recipient as a result of viewing the topic information that you sent.

Health e-Newsletter

HealthBanks offers its users the ability to sign-up to receive health e-newsletters related to specific health topics of their choosing. By using this functionality you understand it is a voluntary feature of the HealthBanks web site and that HealthBanks under no circumstances is responsible for any action taken by you as a result of receiving the HealthBanks health newsletter and viewing the topic information that you were sent.

This Terms of Use statement was last updated on June 20, 2009.